Fintech and Financial Services
Güzeloğlu provides expert legal guidance for the FinTech industry, skillfully navigating both international and domestic clients through Türkiye’s intricate regulatory environment. We deliver comprehensive, full-lifecycle legal strategies, assisting clients from their initial market launch to achieving fully compliant, large-scale operations.
Güzeloğlu stands at the forefront of financial innovation, guiding international and local clients through Türkiye’s complex regulatory landscape. We provide holistic, end-to-end legal roadmaps for the FinTech sector, supporting clients from their initial market-entry strategy to full-scale, compliant operations.
BRSA Licensing & Strategic Structuring
Our team provides high-level strategic counsel on establishing the optimal legal structures for non-bank financial institutions (NBFIs), including Financing, Factoring, and Leasing Companies. We act as our clients' trusted partner in meticulously managing the entire BRSA (Banking Regulation and Supervision Agency) licensing process. This comprehensive support includes preparing the full application, advising on the "fit and proper" criteria for executives, structuring complex paid-in capital requirements, and successfully navigating the final approval phase.
Ongoing Regulatory & Compliance
Beyond the initial license, our primary goal is to ensure our clients' operations remain robust, secure, and fully compliant with all regulatory bodies. We fortify our clients' businesses by managing critical ongoing compliance areas:
AML/KYC (MASAK) Compliance
We develop and implement comprehensive Anti-Money Laundering (AML) and "Know Your Customer" (KYC) programs, meticulously designed to meet the stringent requirements of MASAK (Financial Crimes Investigation Board).
Consumer Protection Law
Our team meticulously structures all consumer-facing documents, including loan agreements, disclosure forms, and operational workflows, to ensure full compliance with Turkish consumer protection laws.
Data Protection (KVKK)
We ensure that all data processing activities, internal IT systems, and client consent mechanisms are fully compliant with Türkiye's Personal Data Protection Law (KVKK).
Financial Tax Advisory
We provide specialized, high-level advice on the application and implications of all financial transaction taxes, including BSMV and KKDF.